Buying your first home is very challenging especially if you don't do your calculation correctly or finding the correct people who can walk with you throughout the processes until you received the keys. From what we know is that things do happen and they must be under control. For that reason that is why we delegate and leave the professionals deal with what they can do best. It all start with negotiations, nothing else or nothing more.
Let's look for details, and into them that/which leads to property ownership.
Negotiating: Negotiations start with an agent getting the best and affordable property in an accessible location which meet your interest and specifications. Even though it won't always be 100% but 99,99% is acceptable. In the negotiations we have learnt that PRICING is always the king for the deal to go through. When you want to stay in this area, will you be able to afford the services which makes that area to stand out?
Uniqueness and adoption: Every person is unique and he/she got satisfied by different needs and wants. but there are common once which held us together. We all need usable infrastructure, we need acceptable neighborhood, we need growth, value for money, status, wealth and great health. By this we must make sure that our properties will satisfy the most of those needs and wants.
Financial standing: Are you going to buy for cash or through the banks? let's take the route that most of us take, that is buying through the bank. In this case you need to qualify for entry level in the market. Depending on what you want, for a property selling at R 600 000.00 you must be earning from R 20 000.00 alone or jointly.(joint application will be discussed latter in details).
Mostly, you must be in good standing on your credit profile and be able to maintain the bond once approved.
Since we want to give 100% understandable information for now we will stop here and addresses your questions.
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