Monday, August 31, 2015

Investing in a life long and beneficial products

We all hear the commonly used word by brokers and agents or consultants,telling you to #invest in their financial portfolio,of which is a very good idea to have money working for you not you working for money.
Look at what I'm trying to tell you; 'supposed you use R 20,00 a day to travel to and from work everyday for five days in a week for a month a year then lifetime work.we will take for a 20 year period. 
  • R 20, 00 x 5 days = R 100, 00 = one week
  • R 100, 00 x 4 weeks = R 400, 00 = one month
  • R 400 x 12 months = R 4800, 00  = one year
  • R 4800, 00 x 20 = R 96 000, 00 = 20 years
You will then have spend R 96 000,00 of which you will never get back.But if you can buy property at R 320 000, 00 on a new development been at a prime location and keep it for  two years with tenants inside you will make more money in this way.
  • If you took a bond of R 320 000, 00 on a monthly installment of R 3200, 00
  • You put tenants paying monthly rentals of R 3000, 00
  • You will be paying R 200, 00 for your bond.
  • R 3200, 00 x 24 months will be R 76 800, 00 (minus R 72 000, 00 from rentals,you pay R 4 800, 00 for two years)
  • If the property gained value by 12% pa will mean the property can be sold at R 401 408, 00 minus R 320 000, 00 you get R 81 408, 00 back into your pocket for two years #investment.
  • If every two years your get R 81 408, 00 in 20 years you will have made R 814 080,00 
Let us not spend all of our money on what yield no returns. 

Tuesday, April 14, 2015

The most value-able infomation

Buying a property can be tricky if you find the wrong people and information.The most important thing that you must know is that once you sign on the doted line there is no turning back.Make your research and be sure that you really want to buy a house in this development from this people.After you make an application you can't go around and compare prices or make another applications with others in need to see which one will approve you first.By that you are creating stumbling blocks in getting approvals from the banks.

Get education on this process because you will be paying it for the coming 20years,you don't need to get it wrong.Make your calculation correctly so that you will be able to service your bonds if interest and prices rises.You must also be in good books with financial institutions.

You are welcome to gives us a call to discuss this further.Our contact is 0721723165 on cellphone or Whats App at 0847468282.

NB:Check if the developers or the business comply with the authorities.First stop is NHBRC here is their website http://www.nhbrc.org.za or call 0800 200 824
National Home Builders Registration Council                     

Thursday, January 22, 2015

Now developing and selling

Rosslyn gardens from R390000,00
Odinburg gardens from R300000,00
Andeon from R625000,00
Nellmapius from R550000,00
Mabopane from R300000,00
Mamelodi from R340000,00
Do you know that property is the safest vehicle for investment?If you are working or you have paid off your first bond you can buy the second one for generating income.
Let us talk on WhatsApp at 0847468282 on how to go about in investing in properties.