How does your property gain value

You are the products of the environment. If the environment is volatile all things seems to operate in that way. Since we are in properties and we all need shelter lets dwell in what we know and do best. My question to you?

How does #properties loose value?

• In most cases lifestyle of the community contribute large on this regard. If people are not looking after their properties value won't go up. People need to keep their gardens at a good standard, they need to maintain the good looks of their properties - paintings,roofs,renovations and the likes has to always looks good. By so doing you attract the banks and the buyers in your neighborhood.

• People defaulting. If more and more people are falling behind with their monthly installment in one area and mostly in one area that can lead to banks classifying that area as a high risk then in turn they won't be interested in financing the area. We need to know and keep educating each other about #properties. Properties are our shelter and they offer security-life security and money security.

• Protesting. If now and then people and demonstrating and are causing damages to properties,this lead to no finance for the area. Since we have the right to show our anger, we need to do it in a way that it doesn't effect the environment we live in. 

You are welcome to add what you know about #properties. You are also welcome to follow us via e-mail in order to be the first in line to get our post when we publish. Let us look after our properties.

How does your #property gain value? 

• Good neighborhood,
• Level of crime,
• Maintenance,
• Good looking gardens,
• Good looking #properties,
• Good community lifestyle,
• Up to date payments of bonds.

We are in properties,you are welcome to follow and seek property advises from us.

Investing in a life long and beneficial products

We all hear the commonly used word by brokers and agents or consultants,telling you to #invest in their financial portfolio,of which is a very good idea to have money working for you not you working for money.

Look at what I'm trying to tell you; 'supposed you use R 20,00 a day to travel to and from work everyday for five days in a week for a month a year then lifetime work.we will take for a 20 year period. 

• R 20, 00 x 5 days = R 100, 00 = one week
• R 100, 00 x 4 weeks = R 400, 00 = one month
• R 400 x 12 months = R 4800, 00  = one year
• R 4800, 00 x 20 = R 96 000, 00 = 20 years

You will then have spend R 96 000,00 of which you will never get back.But if you can buy property at R 320 000, 00 on a new development been at a prime location and keep it for  two years with tenants inside you will make more money in this way.

• If you took a bond of R 320 000, 00 on a monthly installment of R 3200, 00
• You put tenants paying monthly rentals of R 3000, 00
• You will be paying R 200, 00 for your bond.
• R 3200, 00 x 24 months will be R 76 800, 00 (minus R 72 000, 00 from rentals,you pay R 4 800, 00 for two years)
• If the property gained value by 12% pa will mean the property can be sold at R 401 408, 00 minus R 320 000, 00 you get R 81 408, 00 back into your pocket for two years #investment.
• If every two years your get R 81 408, 00 in 20 years you will have made R 814 080,00 

Let us not spend all of our money on what yield no returns.