Openserve in houses for all

If you are earning a salary why don't you buy and invest in #properties? As a buyer and a consumer we have to be better off. Money is your buying power. With money you will afford to have the best house in the best area. Money is also based on trust? Money is the reward for your time. My advice to you is that you need to value your time more than everything. As a consumer are you earning enough to safe so that in five years you can buy a house cash? Lets say in a month you can safe R 3000, 00 then in 5 years you will have R 480 000,00 cash to buy a house. Currently do we have houses in that price range? Will we be having them in five years from now?

What are the options to be explored in order to have some cash to safe?
Fill the contact form on the right we will help.

Good news about Residential properties

We all need security and shelter. Security is provided by the houses and homes we live in. Shelter is provided by the homes we live in. Who doesn't own a property? Even if you are renting at least you have shelter. What can you say about the house and the community you are part off? In 2018 we have seen many growth and new development in the #property sectors. The good news for property owners is that we have witness property growth of 7% on everyone's properties. Areas like:

• Westviewe security estate at Andeon in the west of Pretoria - In 2017 two bedroom house was selling at R 718 000,00 now in 2018 is at R 770 000,00
• Rosslyn gardens in the north of Pretoria was selling at R 506 000,00 now is selling from R 557 000,00
• Lotus gardens in the west of Pretoria was selling at R 633 000,00 now is selling from R 670 000,00
• Glenway estate in the east of Pretoria was selling at R 562 000,00 now selling from R 610 000,00 

From this you can really see that investing in residential properties is the way to go. Don't worry if you have no information feel the contact form on your right we will get back to you.

NB: Do you know of ant new development which is growing and selling fast?

Won't you be happy and healthy to have this as your asset?

How much rental are you paying for your Children?

 Did you read this article at Rosslyn gardens houses

April 10, 2018 at 12:41pm · 

How much rental are you paying for your Children?
- You need to invest in your children's future.
- You need to cut the cost all the time.
- You need to afford your life style.

It is better to make ends meet on your way to success than to make ends meet to your way of regrets. If you are in #Limpopo or somewhere outside of Gauteng and your children are attending school in Gauteng and you are paying rent for then,please you need to consider buying #property cause the same amount you are paying for rent will be for your own house. Just be in mind that #properties are investment are rentals are for convenient. In the long run you will benefit from your investment.
Lets say you pay rent for 3 years at R 4500,00 pm this will lead to R 162 000,00 and if you pay your own property and sell it in 3 years time you are likely to get R 150 000,00 cash into your bank account.How does that sound?

We need to learn more about #properties. And we need to educate each other about properties. Do you want to be counted among the richest people on earth or make it in the list of The richest people? Invest in properties and take stock of what you are currently having.  Read https://www.forbes.com/billionaires/#78bbf494251c and you will see that you too you can make it. No one is stopping you.

NB: If you are going to spend some years in an area working please buy your own #property. Every Sunday we are at www.twitter.com/masilo using #properties

How does your property gain value

You are the products of the environment. If the environment is volatile all things seems to operate in that way. Since we are in properties and we all need shelter lets dwell in what we know and do best. My question to you?

How does #properties loose value?

• In most cases lifestyle of the community contribute large on this regard. If people are not looking after their properties value won't go up. People need to keep their gardens at a good standard, they need to maintain the good looks of their properties - paintings,roofs,renovations and the likes has to always looks good. By so doing you attract the banks and the buyers in your neighborhood.

• People defaulting. If more and more people are falling behind with their monthly installment in one area and mostly in one area that can lead to banks classifying that area as a high risk then in turn they won't be interested in financing the area. We need to know and keep educating each other about #properties. Properties are our shelter and they offer security-life security and money security.

• Protesting. If now and then people and demonstrating and are causing damages to properties,this lead to no finance for the area. Since we have the right to show our anger, we need to do it in a way that it doesn't effect the environment we live in. 

You are welcome to add what you know about #properties. You are also welcome to follow us via e-mail in order to be the first in line to get our post when we publish. Let us look after our properties.

How does your #property gain value? 

• Good neighborhood,
• Level of crime,
• Maintenance,
• Good looking gardens,
• Good looking #properties,
• Good community lifestyle,
• Up to date payments of bonds.

We are in properties,you are welcome to follow and seek property advises from us.

Frequently asked questions about properties

The most important questions to answer before you buy #property.

• Where can I buy my property?

You need to check the best area for you and your family. Is it far from work or to work. Is it far from school or to school. Is buying in a new development the best choice for me and my family. In most cases it is advisable to make a collective decision unless you are alone. How is the area behaving- the people and properties in the area. Is it in a good community?

• Do I qualify for the property I want to buy?

Yes. Everyone who has been permanently employed for the past six month will qualify to buy a house. Lets make a simple calculation. If you are earning from R 12 000,00 pm you will qualify for a maximum bond of R 360 000,00. You can start looking for a house in that rage. You can also combine monthly income for you and your partner. If your partner is earning R 12 000,00 it means you will both qualify for a maximum bond of R 720 000,00.

NB: In the event that your salary is less than R 12 000,00 you need to safe money for deposit. You can fill the contact form on the right hand side we will take you through.

• Will I afford it?

Yes. Banks are by law allowed to take 30% of your salary, meaning From R 24 000,00 you monthly payment will be from R 7 200,00 of which services the maximum bond of R 720 000,00.

• Is deposit needed?

When you buy in a new development and qualifying for the maximum bond banks own't ask for deposit. deposit are needed based on your risk profile. If you are earning from R 50 000,00 pm banks won't offer 100% on any house you want to buy. 10% deposit is needed.

• Do I have deposit?

When you start property hunting you can make it a point that you put aside R 500,00 or more per month saving towards your deposit. Deposit helps in making monthly installment low and keeps risk profile law. Deposit encourages banks to offer the best possible law interest. 

• Will I have money to pay for extra cost?

It is advisable that when ever you buy property to make it a point that you don't incurred any extra cost to add on. New developments need no extra cost like lawyers fees- transfers fees.You are more than save when you buy in a new development.

• Will I get value for money

Properties has never lost their value. Property value always increases. You will never make a mistake when investing in properties. We are here to help.

• How is the location I want to buy in?

The best way of familiarizing yourself with an area is to visit it 7 days a week on a different time frame. Try to navigate all the street, check schools,check the community,check accessibility, check roads and routes,lifestyle and amenities in the area. 

• How long will I be living there?

Bond duration is 20 years. The possibility is that you can be in this community for the next coming 20 years. You can choose to sell and change location.Or you can live in a location for the rest of your life. Be careful with your choices. Always seek professional advises.

• What is in the area and will there be any future development?

What ever is in the area at the time of purchasing add value to your property. Community lifestyle add value to your property. Improvement in the area add value to your property. Good news to your property if a school,clinic or public structures are added and renovated.

Preferred lifestyle - #properties

You may like to live in one of the following lifestyle.

• Secured lifestyle
• Estate lifestyle
• Country lifestyle
• Urban lifestyle
• Suburban lifestyle
• Tuscany lifestyle
• Traditional lifestyle
• Communal lifestyle
• Modern lifestyle
• City lifestyle

Everything comes at a price.Choose carefully and live in a well secured place.

We offer property advises to suite your needs. Fill the contact form on the left, we will get back to you. follow our blog by e-mail so that you can be the first to have on the dot property news when they got published.