Renting and/or buying

In simple maths.

I have Masilo and Simon.They both earn equal salary and holds one position and they have been given 20 years only at their work.

Masilo took out a 2 bedroom house on a monthly rent of R 3 500,00.We assume that no increase during this period.It goes like this R 3 500,00 x 12 months x 20 years equals to R 840 000,00.Then the term of employment reach an end,Masilo can look for another job and he doesn't have shelter.
R 840 000,00 is gone.

Simon took out a bond where he pays R 4 500,00 pm for a 2 bedroom house.We assume that no increase during this period.It goes like this R 4 500,00 x 12 months x 20 years equals to R 1 080 000,00.Then the term of employment reach an end,Simon can look for another job and he has a house to keep.

Now we say R 1 080 000,00 - R 840 000,00 equals R 240 000,00,with a different of R 240 000,00 Simon has a house to keep.He doesn't worry about shelter and he has something to look at for his effort of 20 years as for Masilo?

If you are renting for longer than 2 years you must really think again.The space on the picture is for you to fill.

*Whatsapp at 0847468282 or call 0721723165 for more advice.
*Keep coming back,and please do leave a comment.

Introducing LeopardRock

New extension at Rosslyn gardens been born.
You are invited to come and vie this limited area with lots of benefit.
On the house specification you will get the following:

• Alarm system
• Walled yard with vehicle gate
• Wall unit in main bedroom
• Stove
• Solar geyser
• Floor tiles whole house

It will be better if you must make that call and book your appointment with Masilo on 0721723165

Buying a house

Help us understand from your point of view.We have some questions we would like to have answers from the market.We need your comment.

• Places of residence is a major challenge in South Africa.
• There is different classes of houses offered in the market.
• There is a huge demand in the market.
• The suppliers can't keep on with the demand.
• Affordability is sometimes a concern.

You are invited to take part in this discussion so that we can know what we can offer so that every one can have a slice of this pie.

• When you want to buy a house,what is it that you want to get?
• Is the market offering what you want?
• Are you affording?
• Is the products meeting your needs.
• Are you happy on what you are getting?
• Are you aware that you can buy a house?
• Are you full time employed?

Don't miss this great opportunity of owning your own property.

Contact us on the form on the right of the screen or call us on 0721723165.

You can also follow us on google+ at +Masilo Nkwe or twitter at @masilo 

Buying new,affordable and best value for money

Properties is where we stay and grow.We need to play our cards correctly when coming to properties.The most important thing to consider is the location.The following factors need careful consideration:

• Lifestyle of the community
• Future developments
• Neighborhood
• Value for money
• Under priced or over priced
• Access to amenities

In all your search ask the experts in properties,don't go with people who want to just make money or a sales out of you.

Remember the following:

• Affordability is the key to success,
• Good credit behavior will get you there,
• Get an expert advice,
• In most cases new developments are the way to go unless otherwise.

Enjoy your stay. 

Investing in a life long and beneficial products

We all hear the commonly used word by brokers and agents or consultants,telling you to #invest in their financial portfolio,of which is a very good idea to have money working for you not you working for money.

Look at what I'm trying to tell you; 'supposed you use R 20,00 a day to travel to and from work everyday for five days in a week for a month a year then lifetime work.we will take for a 20 year period. 

• R 20, 00 x 5 days = R 100, 00 = one week
• R 100, 00 x 4 weeks = R 400, 00 = one month
• R 400 x 12 months = R 4800, 00  = one year
• R 4800, 00 x 20 = R 96 000, 00 = 20 years

You will then have spend R 96 000,00 of which you will never get back.But if you can buy property at R 320 000, 00 on a new development been at a prime location and keep it for  two years with tenants inside you will make more money in this way.

• If you took a bond of R 320 000, 00 on a monthly installment of R 3200, 00
• You put tenants paying monthly rentals of R 3000, 00
• You will be paying R 200, 00 for your bond.
• R 3200, 00 x 24 months will be R 76 800, 00 (minus R 72 000, 00 from rentals,you pay R 4 800, 00 for two years)
• If the property gained value by 12% pa will mean the property can be sold at R 401 408, 00 minus R 320 000, 00 you get R 81 408, 00 back into your pocket for two years #investment.
• If every two years your get R 81 408, 00 in 20 years you will have made R 814 080,00 

Let us not spend all of our money on what yield no returns. 

The most value-able infomation

Buying a property can be tricky if you find the wrong people and information.The most important thing that you must know is that once you sign on the doted line there is no turning back.Make your research and be sure that you really want to buy a house in this development from this people.After you make an application you can't go around and compare prices or make another applications with others in need to see which one will approve you first.By that you are creating stumbling blocks in getting approvals from the banks.

Get education on this process because you will be paying it for the coming 20years,you don't need to get it wrong.Make your calculation correctly so that you will be able to service your bonds if interest and prices rises.You must also be in good books with financial institutions.

You are welcome to gives us a call to discuss this further.Our contact is 0721723165 on cellphone or Whats App at 0847468282.

NB:Check if the developers or the business comply with the authorities.First stop is NHBRC here is their website http://www.nhbrc.org.za or call 0800 200 824
                     

Now developing and selling

Rosslyn gardens from R390000,00

Odinburg gardens from R300000,00

Andeon from R625000,00

Nellmapius from R550000,00

Mabopane from R300000,00

Mamelodi from R340000,00

Do you know that property is the safest vehicle for investment?If you are working or you have paid off your first bond you can buy the second one for generating income.

Let us talk on WhatsApp at 0847468282 on how to go about in investing in properties.